Policy & Legal Updates
UAE Central Bank Enforces New Takaful Rules Mandating Subscriber Fund Separation
The Central Bank of the UAE has implemented a new regulatory framework for Takaful insurance effective September 2026. The rules mandate full legal and financial separation between subscribers' funds and insurer assets, while requiring separate accounts for different insurance classes. Insurers must also obtain central bank approval prior to any fund transfers and provide independent financial disclosures.
