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Central Bank of the UAE

Policy & Legal Updates
Source: The National

UAE Clarifies Overstay Fines, Illegal Employment Penalties, and Debt Travel Ban Thresholds

Legal guidance published by The National details UAE regulations on visa overstays, illegal employment, and civil travel bans. Overstay fines are standardized at Dh50 per day across all emirates, while companies hiring workers without proper visas face fines up to Dh50,000. Additionally, civil travel bans for outstanding debt can only be initiated for claims of Dh10,000 or more under federal law.

Policy & Legal Updates
Source: Arabian Business

UAE Banks Defer AED2.3bn in Loans for Over 148,000 Retail Borrowers

The Central Bank of the UAE reported that 148,681 individual banking customers received AED 2.3 billion in loan repayment deferrals by the end of August 2026 under its Financial Institutions Resilience Package. Overall, the support programme covered 155,971 customers and extended AED 15.9 billion in relief across retail, SME, and private-sector borrowers. Banking sector indicators also recorded double-digit year-on-year growth across loans, assets, and deposits.

Policy & Legal Updates
Source: Mwakilishi.com

UAE Mandates E-Invoicing Provider Appointments and Clarifies In-Country Visa Extension Rules

The UAE Federal Tax Authority has directed businesses with annual revenues of Dh50 million or more to appoint an Accredited Service Provider by October 30, 2026, or face monthly penalties. Separately, the Federal Authority for Identity, Citizenship, Customs and Port Security clarified that in-country tourist visa extensions are capped at 120 days and business exploration permits at 180 days. Both authorities detailed financial penalties for non-compliance and overstaying.

Policy & Legal Updates
Source: Emirates 24|7

UAE Central Bank Imposes Tighter Oversight and Fund Separation on Takaful Operators

The Central Bank of the UAE introduced enhanced regulatory rules on September 30, 2026, governing Islamic insurance providers. Under the framework, subscriber contribution funds must be maintained in an independent fund with separate legal personality and financial liability. The regulations also require prior regulatory approval for participant fund transfers and central bank sign-off for annual surplus distributions.

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